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Intake Workflow Template - Docket #GDL-2026

GoodLeap Hidden Dealer Fee Dispute Template: Automated TILA Finance Charge Auditing

The GoodLeap Hidden Dealer Fee Dispute Template calculates concealed financing charges buried in residential solar promissory notes, comparing cash prices against financed totals to establish Truth in Lending Act (15 U.S.C. Section 1605) and Regulation Z disclosure violations.

Parse GoodLeap truth-in-lending disclosure statements, calculate illegal APR distortions, and generate statutory demand packages for consumer litigation firms.

Target EntitiesGoodLeap, LLC, GoodLeap Sustainable Home Solutions, Partner Installers
Statutory Rule PacksTruth in Lending Act (15 U.S.C. Section 1605), Regulation Z (12 CFR Section 1026.4)
Average Claim ValueTILA 15 U.S.C. Section 1640 Penalties (Capped at $4,000 Individual) + Restitution ($8,000 - $25,000+) + Attorney Fees
Extraction EnginesTILA Box Coordinate Extraction, Cash vs Financed Delta Model
Automated Execution Pipeline

Four synchronous verification gates from lead to retainer.

This workflow executes four automated screening steps before the claimant is countersigned and queued in your firm case ledger.
1

Loan Account Identification

Homeowner enters GoodLeap loan number, original contract date, and installer name.

  • GoodLeap account lookup
  • Original financing date validation
  • Jurisdictional statute check
2

TILA Disclosure Box OCR Extraction

Extracts the Truth in Lending disclosure box including Annual Percentage Rate, Finance Charge, and Amount Financed.

  • Extract Amount Financed
  • Extract stated Finance Charge
  • Flag hidden dealer markups over cash price
3

Statutory Fee Violation Calculation

Cross-references installation invoice cash price against the GoodLeap loan principal.

  • Calculate hidden dealer fee ratio (15% - 30%+ above cash price)
  • Calculate understated APR under Regulation Z
  • Prepare TILA statutory penalty schedule
4

Arbitration Demand Generation

Compiles individual demand under AAA Consumer Arbitration Rules, reserving client rights.

  • Canvas retainer execution
  • AAA arbitration demand export
  • Firm CRM webhook synchronization
Frequently Asked Questions

Docket-specific intake considerations.

What is a GoodLeap hidden dealer fee?

A dealer fee is an undisclosed surcharge (frequently 15% to 30%+ above the cash price according to CFPB consumer alerts) added to the loan principal by lenders like GoodLeap to offer artificially low interest rates. Under TILA (15 U.S.C. Section 1605) and Regulation Z (12 CFR Section 1026.4), concealing these fees as cash price markups violates federal disclosure rules.

Does GoodLeap require individual arbitration?

Yes. Most GoodLeap loan agreements mandate binding individual arbitration before the American Arbitration Association (AAA), making mass arbitration the most effective vehicle for broad consumer relief.

Template Deployment

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