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Intake Workflow Template - Docket #SUN-2026

Sunlight Financial Loan Dispute Template: Orphan Solar Loan Discharge

The Sunlight Financial Loan Dispute Template screens homeowners trapped in consumer loans for non-functional solar systems installed by bankrupt contractors, asserting FTC Holder Rule claims against loan assignees and servicing partners.

Qualify stranded homeowners, extract interconnection failure documentation, and file loan cancellation demands against Sunlight Financial financing partners.

Target EntitiesSunlight Financial LLC, Cross River Bank, Medallion Bank, Bankrupt Installers
Statutory Rule PacksFTC Holder Rule (16 CFR Section 433.2), State Consumer Protection Laws
Average Claim Value$35,000 - $85,000 Full Note Rescission + Restitution of Paid Amounts
Extraction EnginesBankrupt Contractor Cross-Check, Interconnect Log Extraction
Automated Execution Pipeline

Four synchronous verification gates from lead to retainer.

This workflow executes four automated screening steps before the claimant is countersigned and queued in your firm case ledger.
1

Installer Bankruptcy Check

Matches installer entity against national bankruptcy docket database.

  • Check installer operating status
  • Identify originating lender or assignee
  • Confirm loan balance
2

Interconnect & Operation Audit

Confirms whether solar array is producing power and connected to grid.

  • Utility bill PTO status check
  • Inverter error log review
  • Electric meter discrepancy check
3

Assignee Liability Filing Prep

Applies FTC Holder Rule logic connecting contractor breach directly to financing lender.

  • Tag failure of consideration
  • Calculate restitution of monthly debits
  • Draft rescission notice
4

Representation & Retainer Signing

Secures legal agreement via in-browser canvas signature.

  • Sign representation retainer
  • Dispatch demand package
  • Sync to firm litigation queue
Frequently Asked Questions

Docket-specific intake considerations.

Can homeowners cancel Sunlight loans if the solar company went bankrupt?

Yes. Under the FTC Holder Rule, the financing entity is subject to all claims and defenses the consumer could assert against the original seller, including complete failure of consideration when a system is never energized.

Template Deployment

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