Sunlight Financial Loan Dispute Template: Orphan Solar Loan Discharge
The Sunlight Financial Loan Dispute Template screens homeowners trapped in consumer loans for non-functional solar systems installed by bankrupt contractors, asserting FTC Holder Rule claims against loan assignees and servicing partners.
Qualify stranded homeowners, extract interconnection failure documentation, and file loan cancellation demands against Sunlight Financial financing partners.
Four synchronous verification gates from lead to retainer.
Installer Bankruptcy Check
Matches installer entity against national bankruptcy docket database.
- Check installer operating status
- Identify originating lender or assignee
- Confirm loan balance
Interconnect & Operation Audit
Confirms whether solar array is producing power and connected to grid.
- Utility bill PTO status check
- Inverter error log review
- Electric meter discrepancy check
Assignee Liability Filing Prep
Applies FTC Holder Rule logic connecting contractor breach directly to financing lender.
- Tag failure of consideration
- Calculate restitution of monthly debits
- Draft rescission notice
Representation & Retainer Signing
Secures legal agreement via in-browser canvas signature.
- Sign representation retainer
- Dispatch demand package
- Sync to firm litigation queue
Docket-specific intake considerations.
Can homeowners cancel Sunlight loans if the solar company went bankrupt?
Yes. Under the FTC Holder Rule, the financing entity is subject to all claims and defenses the consumer could assert against the original seller, including complete failure of consideration when a system is never energized.
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